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    Garth Bernard, Late Life Mortgages Expert

    Home ownership NOT affected!

    CONTINUE living in your home!

    “Thousands of homeowners are helped to make flexible use of their property assets to tackle a host of financial challenges, not just on their own behalf but also on behalf of family members.”
    - David Burrowes, chairman of the Equity Release Council

    How Equity Release can help you:

    NOW

    - Clear an expiring interest - only mortgage- Repay a long-standing debt- Pay for house alterations-Help fund moving to a more suitable property

    IN THE FUTURE

    - Finance long term care- Plan for Inheritance Tax- Help loved ones get on the property ladder - Pay for that cruise or trip of a lifetime

    Contact us FREE on 0800 677 1468

    WHAT WE DO… WHO WE ARE

    Are you aged 55+ … and concerned or confused about your financial security?

    At Latelife Mortgages – we make Equity Release
    CLEAR and EASY to UNDERSTAND! We ALWAYS put your NEEDS first

    Why use Latelife Mortgages?

    CDA_Logo_Member_CMYK-1
    What We Do...
    • We LISTEN to YOU and YOUR individual needs
    • Offer PRECISE and RELEVANT ADVICE
    • Give GUIDANCE and SUPPORT from first enquiry
    • We ALWAYS put your NEEDS first
    Who We Are...

    Latelife Mortgages has:

    • Over 30 years experience in providing specialist financial advice
    • Up to the minute knowledge of current financial trends and insight into future market direction
    • Strict adherence and statutory compliance to latest regulations

    The RIGHT knowledge – We are independent whole of market advisers – so you get the correct independent advice

    We are in full compliance with FCA Consumer Duty which means we put your needs FIRST

    Late Life Mortgages is part of Hertslife Limited Mortgage Brokerage Company, which is authorised and regulated by the Financial Conduct Authority.

    Contact us FREE on 0800 677 1468

    WHY EQUITY RELEASE?

    Equity Release allows homeowners to access some of the value of their property without having to sell it, providing financial support in retirement

    The total equity release lending in 2022 surpassed £5.58 billion, with over 52,000 new plans taken out. This was an all-time high, driven by increased consumer awareness - Equity Release Council 2023 Annual Review
    - Equity Release Council.

    EquityTransformed – for a new reality

    Once upon a time...
    • Limited options
    • High interest rates
    • Confusing jargon
    • Unfair rules
    • Potential negative equity
    Now happy ever after...
    • Real choices
    • Flexible | fixed rates
    • Easy to understand
    • Reasonable terms
    • No negative equity guarantee!

    Equity Release compliance – protects you today, tomorrow and the day after!

    What you need to know… 

    • Equity Release is regulated by the Financial Conduct Authority (FCA)
    • We are in full compliance with FCA Consumer Duty

    Have all relevant FCA qualifications to give advice & Comply with all regulations concerning product recommendations and information

     

    Under FCA regulations, financial advisors or Equity Release products MUST:

    • Be authorised by the FCA
    • Have a relevant Equity Release qualification to give advice
    • Comply with all regulations concerning product recommendations and information
    • Ensure a product / and or plan is appropriate to your needs and circumstances
    • Put your needs first!

    Contact us FREE on 0800 677 1468

    Testimonials

    Contact us FREE on 0800 677 1468

    Blogs

    As we age, financial needs evolve. For many retirees in the UK, living comfortably on a fixed income can be challenging, especially with rising living costs. One option that has gained popularity among those over 65 is equity release. But is it the right choice......

    Retirement is a time to enjoy the fruits of your labour, but it can also bring financial challenges. For many retirees in the UK, finding ways to supplement their income is essential to maintaining a comfortable lifestyle. Equity release has become a popular solution, allowing......

    As retirees in the UK face the challenge of managing their finances during retirement, two options often come to the forefront: Retirement interest only mortgages( RIO) and equity release. Both of these financial solutions can provide retirees with the funds they need to enjoy their......